AU Australia property term
Valuation Shortfall
Australia-wide
Plain-English definition
The gap created when a lender values a property below the price the buyer has agreed to pay.
Why this matters to a foreign buyer
The lender may calculate the loan from its lower value, increasing the buyer's cash contribution or LVR. A finance condition should address this risk before the offer becomes unconditional.
For step-by-step Perth and WA guides, visit Property Learning Hub.