AU Australia property term

Redraw Facility

Australia-wide

Plain-English definition

A loan feature that may let a borrower withdraw eligible extra repayments previously paid into the home loan.

Why this matters to a foreign buyer

Access, minimum amounts, fees and availability depend on the lender's terms. Redraw is part of the loan and is different from money held in a separate offset account.

Learn the WA buying process

For step-by-step Perth and WA guides, visit Property Learning Hub.