AU Australia property term
Mortgage Stress
Australia-wide
Plain-English definition
Difficulty meeting home-loan repayments and normal living costs, although market reports use different numerical definitions of the term.
Why this matters to a foreign buyer
Do not rely on one percentage threshold. Stress-test the full budget before buying and contact the lender's hardship team early if repayments become difficult.
For step-by-step Perth and WA guides, visit Property Learning Hub.